Can I use credit cards in Nepal ?

Yes, credit cards are widely accepted in Nepal, particularly in urban areas like Kathmandu and Pokhara, and in tourist hubs.

Where Can I Use Credit Cards?

• Hotels: Most mid-range and luxury hotels in cities like Kathmandu and Pokhara accept major credit cards (Visa, MasterCard).
• Restaurants: Many restaurants, particularly in tourist areas, will accept credit cards, especially in Kathmandu’s Thamel district.
• Shops and Stores: Some shops, especially those catering to tourists, will accept credit cards, but smaller local stores may prefer cash.
• Travel Agencies: Tourist agencies and services like booking treks or tours also tend to accept credit cards.

Where Are Credit Cards Not Commonly Accepted ?

• Remote Areas: In rural or remote areas, including trekking regions , credit cards are generally not accepted. You will need cash (in Nepali Rupees).
• Smaller Businesses: Small businesses and street vendors rarely accept credit cards. In these cases, having cash on hand is important.

ATMs and Cash Withdrawals

• ATMs: ATMs in cities like Kathmandu, Pokhara, and Chitwan generally accept international credit cards and allow you to withdraw Nepali Rupees. However, check with your bank about foreign withdrawal fees.
• ATM Availability: Outside major cities, ATMs may be less common, so it’s advisable to withdraw cash before heading to remote areas.

Card Payment Fees

• Some businesses may charge a small additional fee (usually around 2 – 4%) for credit card payments. It’s a good idea to confirm this before making a payment.

Safety Tip

• Always keep your credit card details secure and be cautious when using your card at unfamiliar places to avoid potential fraud.

Currency Exchange

If you plan on using cash for most of your transactions, you can exchange foreign currency at currency exchange offices, banks, or use ATMs for local cash withdrawal in Nepali Rupees. It’s best to carry some cash in Nepali Rupees when traveling to remote areas.

In summary, while you can use credit cards in most urban areas and tourist centers, it’s best to carry cash for smaller purchases or when trekking in remote regions